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8-Step Buying Guide

Financial Preparation

Start by evaluating your income, savings, and expenses to determine a realistic home buying budget. Check and improve your credit score, and save for a down payment, typically around 20% of the purchase price.

Mortgage Pre-Approval

Research and compare mortgage lenders to find the best rates, and submit your financial information for pre-approval. A pre-approval letter not only clarifies your budget but also shows sellers you are a serious buyer.

Choosing a Rea

Select a knowledgeable real estate agent with good reviews and local expertise. An experienced agent will understand your goals and guide you through the entire home buying process.

Home Search

Define your criteria and use online tools to search for homes that meet your needs. Attend open houses and schedule tours to explore potential homes and neighborhoods.

Making an Offer

Work with your agent to determine a fair offer price based on market analysis. Submit an offer letter, including contingencies, and be ready to negotiate with the seller.

Financial Preparation

Schedule a home inspection to identify any issues and an appraisal to confirm the home’s value. Use the findings to negotiate repairs or a price reduction if necessary.


Conduct a final walkthrough, review closing costs, and sign the necessary documents to finalize the purchase. Your agent will help ensure all paperwork is in order and explain each step.


Plan your move, start packing early, and set up utilities before moving day. With your agent’s assistance, transitioning into your new home will be smooth and stress-free.

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